Its ok to be skeptical alot of us were at first. There are alot of hyped up sites on the net with wild claims. Its good to have a place to compare notes with real users.
I suggest you start by reading this…
This will give you a good ideal as to what mones can do for you.
I agree with Carrie and think you should start with AMMO and IO.
Your GC will be in your email box shortly